PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA

Authors

  • Sitii Nur Indah Rofiqoh Qomaruddin Islamic university, Indonesia
  • Ririn Tri Ratnasari Airlangga University, Indonesia
  • Alimin Alimin Qomaruddin Islamic University, Indonesia
  • M. Ala’uddin Qomaruddin Islamic University, Indonesia
  • Thoyyib Mas’udi Qomaruddin Islamic University, Indonesia
  • Anik Rufaidah Qomaruddin Islamic University, Indonesia
  • Fatin Fadhilah Hasib Airlangga University, Indonesia

DOI:

https://doi.org/10.30739/jpsda.v2i1.1259

Keywords:

financing of sharia banking, profit and operational cost

Abstract

This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).

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Published

2022-01-27

How to Cite

Rofiqoh, S. N. I., Ratnasari, R. T., Alimin, A., Ala’uddin, M., Mas’udi, T., Rufaidah, A., & Hasib, F. F. (2022). PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA. JPSDa: Jurnal Perbankan Syariah Darussalam, 2(1), 60–71. https://doi.org/10.30739/jpsda.v2i1.1259

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